# Merchant checkout

Galaxy Pay offer pre-built payment pages that are designed to enhance the integration process and save you the time and effort required to create custom payment pages. The integration via API is simple and quick. You do not need to handle or store any payment details, which helps to lower PCI compliance costs.  

How it works: when your customers have finished adding items to their shopping cart on your website, they will be seamlessly redirected to Galaxy Pay's user-friendly payment pages. This redirection ensures a smooth and efficient payment experience. Your customers can then securely submit their payment information through our reliable API. To start the integration process with ease, we recommend referring to our comprehensive guide on how to integrate with [GalaxyPay Hosted Checkout ](/upc/payment-gateway/api-specification/payment/pay.md)

## Workflow <a href="#workflow" id="workflow"></a>

<figure><img src="/files/K4ii2ltTat6DOGiVrXlY" alt=""><figcaption></figcaption></figure>

## Customer journey

The follow sample customer journey is for payment method = INTERNATIONAL CARD:

{% hint style="info" %}
View information about terms/definitions in [Glossary](/upc/payment-gateway/appendix/glossary.md)
{% endhint %}

1. Customer completes order information and initiates a transaction with a payment method (for example, INTERNATIONAL Card)
2. Customer clicks "Submit" to proceeds to complete  the payment.

<figure><img src="/files/RdXVUgjPNbh7KECKzwra" alt=""><figcaption></figcaption></figure>

3. The payment flow is launched, the user is navigated through a secured Galaxy Pay environment that reflects the transaction ID.

<figure><img src="/files/kEStzgoVIZIuxKrXaarr" alt=""><figcaption></figcaption></figure>

4. The customer enters the card details and clicks 'Next'.

<figure><img src="/files/vpd13x5sl2YAa0o7St6b" alt=""><figcaption></figcaption></figure>

5. The flow takes the user to the login ACS page of the bank, where the user needs to complete the transaction by using the OTP sent by the bank to the registered mobile number.

<figure><img src="/files/0AQ7LAhkGhWzpG6L2dl2" alt=""><figcaption></figcaption></figure>

6. The customer is shown (failed/successful) on merchant website based on the transaction status from Galaxy Pay

<figure><img src="/files/EE2Kwv5g69o8CCiFtFzO" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/fCThl9cuE4uNUbWUN3jL" alt=""><figcaption></figcaption></figure>

## Benefits of Merchant checkout <a href="#workflow" id="workflow"></a>

* Integration process is simple and quick.
* You do not need to handle or store any payment details, which may lower PCI compliance costs.
* You can customize the content of the Hosted Checkout interface to display your business information.
* Hosted Checkout is WCAG (Web Content Accessibility Guidelines) 2.0 Level AA compliant.

## Integration

See integration detail in [General integration steps](/upc/payment-gateway/payment-solution/general-integration-steps.md) and API fields [here](/upc/payment-gateway/api-specification/payment/pay.md).


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