# Pay with option

Much like the "Merchant checkout" concept, Galaxy Pay offers a streamlined solution for interface development optimization. Merchants are required only to route payments through the Galaxy Pay platform, allowing their customers the flexibility to select their preferred payment methods. These payment options can be readily enabled or disabled in accordance with specific requirements. To start the integration process with ease, we recommend referring to our comprehensive guide on how to integrate with [Pay With Option](/upc/payment-gateway/api-specification/payment/pay-with-option.md) 

## Workflow <a href="#workflow" id="workflow"></a>

<figure><img src="/files/3jfzVKtIQDpJmyCIOSor" alt=""><figcaption></figcaption></figure>

## Customer journey

The follow sample customer journey is for payment method = DOMESTIC CARD:

{% hint style="info" %}
View information about terms/definitions in [Glossary](/upc/payment-gateway/appendix/glossary.md)
{% endhint %}

1. Customer completes order information and clicks 'Submit' on merchant website or application after checkout.

<figure><img src="/files/4dlOPWBOSEGJgmy5WvG6" alt=""><figcaption></figcaption></figure>

2. The customer is redirected to Galaxy Pay payment gateway page.

<figure><img src="/files/lqTCLBGQILUFLDO5fyKW" alt=""><figcaption></figcaption></figure>

3. Customers chooses a payment method from the Galaxy Pay Payment page. For example, DOMESTIC (Card/Account).
4. The card details are provided by the customer and clicks 'Next'

<figure><img src="/files/Io85EcizGtNVhfJsnFR1" alt=""><figcaption></figcaption></figure>

5. The flow takes the user to the login ACS page of the bank, where the user needs to complete the transaction by using the OTP sent by the bank to the registered mobile number

<figure><img src="/files/rmNrNENvfVLZ2wrRJQEK" alt=""><figcaption></figcaption></figure>

6. The customer is shown (failed/successful) on merchant website based on the transaction status from Galaxy Pay

<figure><img src="/files/EmQOHGUjL7sTo0EwfbVy" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/nMgUKdjcqcZS3BhggXGH" alt=""><figcaption></figcaption></figure>

## Benefits of Pay with option <a href="#workflow" id="workflow"></a>

* Simplified payment workflow for your customers while reducing the cost of designing complex payment functionalities within your environment.
* Assures the security of your customer payment credentials.
* PCI-DSS certifications to operate your facility are not mandatory.
* Supports specific and generic intent for UPI payments on mobile web
* Personalized payment experience (using recommendations) and offers.

## Integration

See integration detail in [General integration steps](/upc/payment-gateway/payment-solution/general-integration-steps.md) and API fields in [Pay with option](/upc/payment-gateway/api-specification/payment/pay-with-option.md)


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